A Homemade Godiva Chocolate Caramel Graham Cracker Pie For $3.00

Everyone knows Godiva Chocolates, are some of the finest chocolates in the world, with a pricey price tag.

That does not stop me from indulging, without having to break the bank to buy Godiva Chocolates!

Join me as I show you how I shop frugally and have Godiva Chocolates in my life:

I have THREE choices of Godiva Chocolate Instant Pudding Mixes to choose from:


White Chocolate

Chocolate Carmel

My mother picked the Godiva Chocolate Carmel Instant Pudding Mix.

It called for 2 Cups of COLD Milk, I used the Nido Whole Milk Powder Mix Milk, that I keep made up and chilled in the refrigerator. It costs .58 cents, a cup of milk.

Here is the cost analysis:

Godiva Chocolate Caramel Instant Pudding Mix, $1.38.

Wait, there’s a .55 cents Godiva Chocolate Pudding Mix Rebate, on Ibotta!

Godiva Chocolate Caramel Instant Pudding Mix, .83 cents

Graham Cracker Pie Crust, $1.00

2 Cups of chilled Nido Whole Powdered Milk made up, $1.16

Total Cost: $2.99, rounded up to $3.00 USD.

I tasted the Godiva Chocolate Caramel Pudding from the spoon, after pouring it into the graham cracker crust, to chill in the refrigerator, it is to die for! 😋

Brenda Lee, The Stock Market Shopping Strategist 🛒


Frugal Luxurious Lifestyle Living

From my floor office, armed with my iPhone, my laptop, my calculator, I put in the research and work, to be a true blue Frugal Shopper/Blogger.

Mommy bloggers/vloggers, cannot hold a candle to me. They copy other Mommy blogger/vlogger’s fake frugal content, for their blog/vlog.

You would be surprised. I once knew a Mommy blogger, who posted fake frugal content, just to make $13,000 a month, taking advantage of her readers!

This is just so wrong, as 50% of the Americans are struggling to provide for their families. Giving fake frugal advice, is taking advantage of mankind’s misfortunes, for financial gain!

I never intended to be a blogger, much less create and own SIX blogs, but I had enough of fake people being “frugal” bloggers/vloggers, taking advantage of the misfortunes of mankind.

My IQ is way above average, I can see what people are doing, taking advantage of people, using them to make themselves Social Media famous and making them money.

As I am writing this blog, I am reading mail and emails, scanning for frugal content.

Taking care of your well being, does not have to cost hundreds of dollars:

Hearing evaluation testing, normally $330.00 USD, for a limited time $45.00! Sign me up!

From my email, CVS is giving me FREE MONEY! $2.00 Extrabucks Coupon, loaded to my CVS Loyalty Card!

Are you excited yet? I am! Why? Follow my blog as I write a deal up:

CVS has a sale on 2 liter Pepsi, limit to 3, for .99 cents each! They normally retail for $2.09 each! That’s $6.27 worth of Pepsi for $2.97, when you buy three!

Remember, I have a $2.00 off Extrabucks Coupon, making three 2 liter Pepsis .97 cents!

Wait! I am not done yet:

When I buy three 2 liter Pepsis, Ibotta (Smarphone App) gives me a .65 cents rebate, credited to my account! Just scan the barcode and store receipt, you’re done.

How exciting is that?

Drum roll…For three 2 liter Pepsis, I pay .32 cents, that’s .11 cents per 2 liter Pepsi!

I just saved $5.95 easily, just for a few minutes of my time.

By shopping  this way, my time is figured in the hundreds of dollars an hour, without ever profiting off or using people, like those fake Mommy bloggers/vloggers do.

Thus my secret to my Frugal Luxurious Lifestyle Living, living better than the millionaires, on pennies on the dollar.

Enjoy this  journey with me, as I write this blog, to show you how easy it really is to be frugal, happy and healthy, on pennies on the dollar!

Brenda Lee, The Stock Market Shopping Strategist 🛒

Beware Of Fake “Frugal” Blogs And Vlogs

I cannot stress this enough, those fake “frugal” blogs and vlogs, are misleading.

Wrong, just wrong to benefit off the misfortune of those trying to live a frugal life, by giving them false information.

Let’s start with the dollar stores. They are the worse places for those with little money to shop at, smaller sizes and when you calculate it, higher prices per ounce!

I am a rarity in the world of blogging. I do not mislead, by taking advantage of those struggling to live on little money, that they have left after paying their basic necessities, like rent.

This blog is free to read, I do not make one cent. Nor do I want to be “famous”, it’s just not my style to use people, to make myself “famous”. Real bloggers and vloggers, want nothing in return. Fake bloggers and vloggers, want sponsors, money and be “famous”.

By writing this blog, is to educate, by taking the blinders off, so no one can be bamboozled, for financial gain!

Being frugal, means being careful, by not shopping at the dollar stores, buying  “trial-size” stuff, that cost more per ounce. The idea of dollar stores, is to make it sound like great deals can be had there. Totally false, price gouging, is their specialty!

“Trial-size” stuff, means you run out sooner, going back to the dollar stores within days, to buy more, a repeating cycle of poverty!

This is just so wrong to falsely preach dollar stores, to those struggling to live on little money, trying to feed their families.

I have gotten free to low cost food, shopping elsewhere, more food for my money.

The key is to be armed with a calculator, start calculating the cost per ounce, you will get the shock of your life, of how much you are getting price gouged!

Warren Buffett, the billionaire, does not pay more than he has to, by being very aware of the prices. He still lives in the home, he bought in the 1950s!

That’s how Warren Buffett is a billionaire, he does not unnecessarily line the pockets of anyone. However, he generously gives to charity.

By taking back your power, getting educated and informed, no longer will anyone profit off you!

Brenda Lee, The Stock Market Shopping Strategist




Prices Depend Upon The Location

As a creator, owner and blogger of this blog, I work very hard. Unlike most bloggers, I do my own research and trial and error discoveries.

Every week, I am revamping the way I shop, to keep up with the ever changing shopping experiences. If I do not keep up, I will be price gouged and state sales taxed, to where I barely survive!

I live in a tony neighborhood in the suburbs of Washington, DC. Believe it or not, shopping in a tony neighbor is much, much more cheaper!

On a recent outing, in my old neighborhood, I stopped into an international supermarket. Mind you this neighborhood is where most of the lower middle class, reside. I picked up an item and nearly went into a cardiac arrest at the price!

Allow me to explain. My tony neighborhood international supermarket, sells a huge can of Nido WHOLE Milk Powder Mix, for $16.99.

Would you believe in a “poorer” city, that same can of Nido WHOLE Milk Powder Mix, sold for $21.49! $4.50 more, per can!

This got me thinking. It’s not the stores, it’s the location that determines the prices of goods being up for sale, in the stores!

No wonder those with lower incomes are struggling, to feed their families and pay the rent! They are being unknowingly price gouged, thinking the “poorer” city, is a cheaper place to live and shop at!

It’s true, over 50% of the Americans, cannot afford groceries. It’s a choice of paying rent or buying groceries. Thus many families go hungry.

Why do I run this blog for FREE? I once grew up poor, the struggle of getting food to eat, is real. When your stomach is rumbling, you’re thinking about food all the time.

When I was 9 years old, I was feeding my parents and my brother! I found a way to legally get FREE food, store sales and doubling of manufacturers’s coupons!

As the Stock Market Shopping Strategist, it has been a lifelong learning experience, where survival depends upon my wits.

We control how much money we will pay, by finding better stores in “wealthier” neighborhoods, where the groceries are much cheaper, than the “poorer” neighborhood’s groceries!

Never fall into the marketing traps, thinking it’s a “poorer” city, therefore everything is cheaper. The same goes for big box stores, which I shall not name. Not cheaper!

It pays to do your research, your homework, when you are armed with the knowledge of the marketing traps, you are no longer a victim, to be price gouged and state sales taxed, to where your money is going to the wrong places, for the wrong reasons.

This discovery of the differences in prices in the “poorer” city, being higher than those in a “wealthier” city, was a shocking eye opener!

It was time for me to resume blogging, so others can benefit and save from my discoveries.

Stick with me, as I make more discoveries, by helping you to change the way you shop and start living better than before, on pennies on the dollar!

Brenda Lee, The Stockmarket Shopping Strategist

Weekly Hunting For The Unadvertised Deals

Every week, without fail and without a car, I set out for my outdoors grueling workouts, walking to and from Shopping Centers. All year round, in all kinds of weather!

Plus, I bus hop. The buses lately, have been running late or not showing up at all! That means walking, loaded down with my store purchases!

The majority of my family is no longer on this Earth. The few remaining family members that I have left, are slowly dying.

So called friends, were full of hot air, never following through on those empty words, without actions!

Ha! Do not get me started on cabs, they price gouge fares, taking the long way, they say are the short cuts!

Just because I do not drive, doesn’t mean I don’t have a Driver’s License!

These roads, I have drove on and those cab drivers are full of hot air, I KNOW all the short cuts!

So the only way I get around is by becoming less dependent upon people and go about hunting for the unadvertised deals by myself.

First stop, CVS for .69 CENTS A GALLON of milk! Wait! Ibotta had .25 cents REBATE, on anything from CVS! Score! I paid .44 CENTS, for a GALLON of MILK!

Just a couple of  weeks ago, I scored $24.95 WORTH of Cereal, for FREE, at CVS! Not shown the Rice Krispies Cereal, which I turned into yummy Rice Krispies Treats!

$24.95 Worth Of Kellogg’s Cereals, For FREE!

This is further proof, that the Dollar Tree, is the WORST place to shop at!

I have $24.95 WORTH of Kellogg’s Cereals AND a .44 CENTS GALLON OF MILK, all for UNDER .50 CENTS! From CVS!

There are absolutely NO bargains at the Dollar Tree, unless it’s FREE! Check out my FREE Tetley Tea stash!

FREE Tetley Tea At The Dollar Tree!

While at the Shopping Center, popped into the Dollar Tree, to buy FREE Tetley Tea, using 2 Internet Printable Manufacturer’s Coupons, of $1.00 off one!

Each time I go into the Dollar Tree, I pick up 2 Tetley Teas, using Internet Printable Manufacturer’s Coupons, the maximum allowed per Dollar Tree’s coupon policy, found:


Came home on the bus, quickly unloaded purchases, grabbed reusable shopping bags and headed back outdoors, to chase a bus! By the way the bus ride was FREE, as I have a special ID Card.

Stopped off at another Shopping Center, since I had a 15 minute wait for the bus to the next city.

Walked to Marshalls in this sweltering heat, it’s been getting up to 90 degrees Fahrenheit!

Hi, Brenda! Says my Shopkick app, as I walk into Marshalls, here’s 50 Kicks!

A score for the hungry! I had 1,450 Kicks and needed 50 more Kicks! Feeding America, the food banks which help to provide meals for the hungry, got 60 meals, from my random acts of kindness!

Congratulations! You have enough Kicks for your Help Fight Hunger! Redeemed to Feeding America.

Dashed out the door, to chase the bus, to the next city. Whew! That was cutting it close!

Walked in this upscale neighborhood Shopping Center. Five Below and then Michaels (Craft Store).

Five Below

Michael’s (Crafts Store)

Found this golden nugget of a bargain, a brownie baking pan, with a carrying cover! It was $14.99, on CLEARANCE, for $6.00!

Who says its just for brownies?! This can also be a cake pan,  perfect for small families, to bake a homemade cake.

Oh, the numerous possibilities! A cupcake  carrier, a small picnic basket for a meal outdoors, by the lake, a portable arts and crafts carrier, for children on the go, traveling over the summer, so many uses for this adorable, red metal baking pan!

While at Michaels, I bought this gorgeous, soft yarn on sale for 2 for $3.00. I am crocheting a sun hat, the color is Charcoal. A custom made hat for $3.00!

Went to a few other stores, checking them out. Then hopped the bus, to another Shopping Center to Aldi, for some groceries.

My faithful insulated cross body shopping bag, loaded down, with purchases.

It’s 90 degrees Fahrenheit! Walking in the shade, after shopping for some groceries at Aldi, heading towards the bus home.

Return home, scan eligible purchases on my Ibotta app.

What a grand finale to my grueling outdoors workouts, while doing errands at the same time! $104.06 on Ibotta, awaiting for me to cash out. I’m saving it.

You read it right, as The Stock Market Shopping Strategist, I very hard! Not only do I run this blog, I run FIVE other blogs! Plus, I’m my mother’s caregiver! My mother has cancer and I’m providing for her, shopping, cooking and feeding her nutritious meals and snacks.

I do all of this by myself and help others, too. No matter how hectically insane my life is, I find the time to make a difference daily.

Brenda Lee, The Stock Market Shopping Strategist 🛒

Hurrah! You’re Scoring The Deals! Watch Your Shopping Cart Like A Hawk!

Oh boy! It’s becoming a battlefield when I go shopping at stores! It’s ME they are tailing! Yes, I get stalked while shopping! Those lazy she-wolves, have been circling my shopping cart, waiting for me to turn my eyes off my shopping cart of deals!

This happened at Big Lots! today. It doesn’t take a rocket scientist to figure out what the she-wolf was trying to do! She had an approximately 2 1/2 year old little boy with her. Here she was hanging around me, around the COLLEGE Dorm organizers! Red flags went up! She inched near my shopping cart of deals, that I worked so hard to find in the store. I whipped around and grabbed my shopping cart, glaring at her! She looked so pissed off!

Big Lots! .50 Cent Mini Frying Pans, $4.20 Frying Pan Organizer, $1.00 Measuring Spoons

Even though, I could have told her off, there was the little boy. I took the high road and went and got checked out, getting out of the store and far, far away from that she-wolf!

Can Opener, at Big Lots! $1.75

That she-wolf was very lucky, that I didn’t mop the floor with her! I am so strong, that I broke a manual can opener last night, opening a can of red kidney beans, for my homemade chili! I now have a brand new manual can opener! The question is, how long before my strength destroys it?

Growing up across the street from the housing projects, I earned my street smarts! You do NOT want to try to shop from my shopping cart!  I am so strong that I picked up a grown man and slammed him into the wall, for decking me in the face! He never hit me again!😂😂

There was no way that lazy she-wolf was going to use me, for financial gain. I am aware of how some she-wolves operate. Lazy losers, that will “steal” from anyone’s shopping carts, buy the other person’s hard earned deals, turn around and sell, for a profit!

Trust me, I know how hard it is running a household. It’s like running a business. You have to watch the cash flow, making sure you have food, cleaning supplies, bathroom supplies and kitchen supplies.

You work so hard, to provide for your family, you most definitely do not need lazy losers, robbing you of your hard earned deals, from your shopping cart! That means your family has to do without! It’s unacceptable!

I am not “The Stock Market Shopping Strategist” for nothing. You have to be aware at all times, when you go shopping!

Brenda Lee, The Stock Market Shopping Strategist 🛒

They Are Cracking Down On Unethical Shoppers!

Finally! About time they cracked down on unethical shoppers!

As an ethical blogger, I am an ethical shopper!

What I do, is responsible…I never was an Extreme Couponer and never was an Extreme Hoarder! Plus, I never ever turned around and sold anything from the stores, anywhere!

As you know what the Extreme Couponers are doing, is illegal! Some have been caught and prosecuted to the fullest extent of the law!

Because of unethical shoppers, ethical shoppers are being looked at as crooks!

Number ONE, I do NOT steal from manufacturers and stores!

Wait a minute, but I get things for almost nothing. Yes, I do. But it’s done legally!

Coupon fraud, is committed by unethical shoppers:

Stealing coupon inserts out of newspapers they didn’t buy. Stealing coupon inserts from distribution centers, that put coupon inserts into newspapers.

Why do they do that? They are running an illegal coupon clipping service, making money in the form of handling fees!

If you read all manufacturers coupons, it says NOT to be sold, they will prosecute to the fullest extent of the law!

Those that buy manufacturers coupons from coupon clipping services, are committing coupon fraud!

Manufacturers are cracking down! Shortening the life of their coupons from a month to 1 or 2 weeks, to thwart coupon clipping services!

And…Here’s the kicker…As of July 2, 2017, Proctor and Gamble, not only shortened the life of their coupons…They limit the use of those coupons…1 or 2 LIKE coupons, per HOUSEHOLD, per DAY!

From the Sunday, July 2, 2017 The Washington Post…You only get 13 days to use this coupon!

The stores have also  joined forces, putting limits on their merchandise!

CVS: Limit 3

Big Lots: Limit 4

Manufacturers and stores are cracking down on those Extreme Couponers, the unethical shoppers, who misuse coupons and wipe the shelves off products!

Unethical shoppers, turn around and illegally sell ill gotten goods, for a profit! It’s illegal here, as the health department regulates food, and beauty/health products, it MUST come from a store!

You do not know if the unethical shoppers tampered with the stuff they turn around and sell. They could use a jar of beauty cream up and replace it with a questionable “cream”! Now do you see why it’s illegal to sell store bought food and/or beauty/health products, for a profit at yard sales, Craig’s List, eBay and so on…

Anyways, when coupon fraud is committed, the stores take a LOSS, because they won’t get reimbursed by the manufacturers!

Guess who pays for the consequences of unethical shoppers, when they commit coupon fraud and/or shoplift thus stealing from the store…Ethical shoppers are paying for unethical shoppers stealing, it gets passed on in the form of higher prices, on all the merchandise!

Unfair, I know! Yet, I see unethical blogs and unethical vlogs, regarding questionable shopping hauls and questionable  advice! They are enabling this fleecing to go on, the greed is obvious! They are frauds, who click bait the naive for the money, giving false advice that could get their naive audience prosecuted for committing fraud, by following the said false advice!

You won’t believe how far some unethical shoppers go! Some have taken to altering manufacturers coupons! Like using a $3.00 off 1 Manufacturers Coupon for name brand diapers, on illegally getting FREE toothpaste, in the same name brand family!

Do not get me started on coupon counterfeiters…

There are ongoing stings, gathering evidence against unethical shoppers to be prosecuted! Stealing and profiting off manufacturers and stores, is a SERIOUS crime!

When manufacturers coupons are used legally, the stores get their money back plus a “handling fee”!

See? I do NOT steal, I am an ethical shopper, who follows the manufacturers coupon requirements, to a T! The stores make a profit!

And the Store Coupons? Listen up…All stores have markups, some higher than others! JC Penney has high markups on their merchandise, so when they  offer a store coupon discount, the price reflects the near true retail price of the merchandise! Not exactly a bargain to shop at JC Penney! No wonder JC Penney is struggling to stay afloat! With 1,700 various stores closing it’s doors permanently…JC Penney, will soon go the way of the dodo bird!

The Dollar Tree, is by far the worst store to shop at, yet they have security guards, because of shoplifters!

When I did cost analysis of shopping at the Dollar Tree, I was shocked! They sell “trial” size products, to whereas keeping naive customers in a cycle of perpetual poverty, keeping them coming back buying more “trial” sized products!

You’re better off shopping elsewhere, you get more product for less, than you would at the Dollar Tree!

Like unethical shoppers, there are some unethical stores! Pure GREED!

Ethical shoppers like me are cracking down! We are getting tired of being treated like we’re crooks, because of unethical shoppers!

By taking back my power, the stores no longer fleece me, with their price gouging!

When I shop, I have to deal with unethical shoppers, who will mow you down with their shopping carts! Also, I have to deal with questionable business practices of some unethical stores! And don’t get me started on the price gouging prices!

Brenda Lee, The Stock Market Shopping Strategist 🛒