Tag: Frugal

A Homemade Godiva Chocolate Caramel Graham Cracker Pie For $3.00

Everyone knows Godiva Chocolates, are some of the finest chocolates in the world, with a pricey price tag.

That does not stop me from indulging, without having to break the bank to buy Godiva Chocolates!

Join me as I show you how I shop frugally and have Godiva Chocolates in my life:

I have THREE choices of Godiva Chocolate Instant Pudding Mixes to choose from:


White Chocolate

Chocolate Carmel

My mother picked the Godiva Chocolate Carmel Instant Pudding Mix.

It called for 2 Cups of COLD Milk, I used the Nido Whole Milk Powder Mix Milk, that I keep made up and chilled in the refrigerator. It costs .58 cents, a cup of milk.

Here is the cost analysis:

Godiva Chocolate Caramel Instant Pudding Mix, $1.38.

Wait, there’s a .55 cents Godiva Chocolate Pudding Mix Rebate, on Ibotta!

Godiva Chocolate Caramel Instant Pudding Mix, .83 cents

Graham Cracker Pie Crust, $1.00

2 Cups of chilled Nido Whole Powdered Milk made up, $1.16

Total Cost: $2.99, rounded up to $3.00 USD.

I tasted the Godiva Chocolate Caramel Pudding from the spoon, after pouring it into the graham cracker crust, to chill in the refrigerator, it is to die for! 😋

Brenda Lee, The Stock Market Shopping Strategist 🛒


Frugal Luxurious Lifestyle Living

From my floor office, armed with my iPhone, my laptop, my calculator, I put in the research and work, to be a true blue Frugal Shopper/Blogger.

Mommy bloggers/vloggers, cannot hold a candle to me. They copy other Mommy blogger/vlogger’s fake frugal content, for their blog/vlog.

You would be surprised. I once knew a Mommy blogger, who posted fake frugal content, just to make $13,000 a month, taking advantage of her readers!

This is just so wrong, as 50% of the Americans are struggling to provide for their families. Giving fake frugal advice, is taking advantage of mankind’s misfortunes, for financial gain!

I never intended to be a blogger, much less create and own SIX blogs, but I had enough of fake people being “frugal” bloggers/vloggers, taking advantage of the misfortunes of mankind.

My IQ is way above average, I can see what people are doing, taking advantage of people, using them to make themselves Social Media famous and making them money.

As I am writing this blog, I am reading mail and emails, scanning for frugal content.

Taking care of your well being, does not have to cost hundreds of dollars:

Hearing evaluation testing, normally $330.00 USD, for a limited time $45.00! Sign me up!

From my email, CVS is giving me FREE MONEY! $2.00 Extrabucks Coupon, loaded to my CVS Loyalty Card!

Are you excited yet? I am! Why? Follow my blog as I write a deal up:

CVS has a sale on 2 liter Pepsi, limit to 3, for .99 cents each! They normally retail for $2.09 each! That’s $6.27 worth of Pepsi for $2.97, when you buy three!

Remember, I have a $2.00 off Extrabucks Coupon, making three 2 liter Pepsis .97 cents!

Wait! I am not done yet:

When I buy three 2 liter Pepsis, Ibotta (Smarphone App) gives me a .65 cents rebate, credited to my account! Just scan the barcode and store receipt, you’re done.

How exciting is that?

Drum roll…For three 2 liter Pepsis, I pay .32 cents, that’s .11 cents per 2 liter Pepsi!

I just saved $5.95 easily, just for a few minutes of my time.

By shopping  this way, my time is figured in the hundreds of dollars an hour, without ever profiting off or using people, like those fake Mommy bloggers/vloggers do.

Thus my secret to my Frugal Luxurious Lifestyle Living, living better than the millionaires, on pennies on the dollar.

Enjoy this  journey with me, as I write this blog, to show you how easy it really is to be frugal, happy and healthy, on pennies on the dollar!

Brenda Lee, The Stock Market Shopping Strategist 🛒

Fine Tuning Shopping Strategies

Would you believe I bought all of this for .91 cents! That’s $23.75 WORTH!

This is proof that the Dollar Tree is no bargain store, as I bought all of this from CVS!

What made this shopping  trip, beat those fake couponing websites at their game…I got a bottle of $10.79 OPI Nail Polish, for FREE!

In all fairness, as some states do not do state sales tax, I left out the Maryland state sales tax.

With my Stock Market Shopping Strategies, I have beat out those fake couponing websites! They do not teach you how to shop for FOOD.

Good grief! Seriously, how much laundry detergent, toothpaste and toilet paper, do you need to buy EVERY WEEK?!

You cannot eat laundry detergent, toothpaste and toilet paper!

You need FOOD! Always keep some food on hand. A storm could wash away the bridges, keeping food trucks from making store deliveries.

I don’t have to tell you about store shelves being wiped out, when there is snow on the way and hurricanes hurling into towns!

With those fake couponing websites, week after week, it’s laundry detergent, toothpaste and toilet paper…Same old, same old…No teaching the world how to shop properly for groceries…FOOD!

What’s appalling, is those fake couponing websites, are making money off the naive! Click bait.

Even though I do not serve cereal for breakfast, it becomes FREE snacks to nibble on!

Cheerios is an oat cereal, a healthier alternative,  to which I rather nibble on, than potato chips.

This is what I’m talking about, who doesn’t want practically FREE food?

As The Stock Market Shopping Strategist, I buy at low prices or for FREE, keeping in mind my apartment is 468 square feet…That means NO JUNK!

My shopping purchases are conscious spending purchases, I do not buy stuff to blog about it! No frivolous spending here.

By keeping in mind, the sales cycles and buying an item and a few spares, until the next sales cycle, for my mini stockpile (One of the three closets in my apartment)…It keeps the stores from price gouging me!

Here’s how I do it:

1) “Track”  sales cycles (Like you would The Stock Market, buy when low, hold when high)

2) Gather up coupons. You can “stack” a store coupon with a manufacturer’s coupon, on the item you are buying!

Some manufacturer’s coupons limit 4 like coupons in one transaction. Just follow the specifications on the coupons, you will do just fine.

Sunday newspapers have regional inserts of manufacturer’s coupons. I buy my $3.50 Washington (DC) Post Sunday papers, for $1.00 each at the Dollar Tree. They limit 3 newspapers per customer. Also, I print out coupons from http://www.coupons.com. You are allowed 2 coupons per item to print.


2 Cheerios Cereals Coupons

2 Cornflakes Cereals Coupons

3) If a drugstore, they usually offer money back in the form of Extrabucks (CVS), on the next shopping trip! When you shop at CVS drugstore, using a CVS loyalty card, you get back 2% of the purchases you made, each shopping quarter in the form of Extrabucks! (A paper coupon with the refund amount)

If a grocery store it’s a Catalina Coupon, giving a certain amount off on the next shopping trip!

4) Check out the Ibotta app, Checkout 51 app, scan receipts and  barcodes to get rebates! That’s money back, which usually means FREE purchases! In one month, I got back $86.56 in Ibotta rebates!

5) Use Shopkick app, get kicks for walking into stores and scanning barcodes…FREE gift cards! I’m giving my kicks away, to Feeding America, a cause dear to my heart, feeding the hungry! All I need is 50 more kicks, for a total of 1,500 kicks! ($15.00)

Here’s receipt proof, after deducting my Ibotta rebate of .75 cents from buying Oreo Milka chocolate, from this shopping trip, minus the Maryland state sales tax, paid .91 cents a 95% SAVINGS!

As you can see I work very hard, fine tuning my Stock Market Shopping Strategies…This store purchase of .91 cents,  I only paid 5% of the retail purchase prices and I’m making money shopping the right way!

I’m rarity in the blogging world, I work very hard and refuse all monetary compensation! There is no click baiting, to make me rich.

Why do I do this?  To help others and to empower them, to keep them from being taken advantage of and being price gouged…After all we all have families, who depend upon us, to feed them, to provide for them and to love them.

By making a difference daily, this blog is my labor of love, to the world.

Brenda Lee, The Stock Market Shopping Strategist 🛒

Being Frugal Isn’t About Buying Junk

Buying junk and saying you got a bargain from the Dollar Tree, is NOT being frugal!

Dollar Tree, is the worst place to shop at, fake bargains of practically trial sized products…The very idea, that you’d run out of product and return, to BUY MORE…A perpetual cycle of poverty!

Here are examples of being frugal, as you can see my money buys QUALITY, for pennies on the dollar!

Jewelry Box, from Goodwill Thrift Shop, $5.24, a concious purchase, as I own my own diamond jewelry. No man has ever bought me diamonds!

Krave Beef Jerky, CVS sells them for $7.99 each! From Big Lots, $1.25 each. I carry snacks in my purse, to nibble on, to keep from splurging on junk food, in the stores.

Another conscious purchase, from Goodwill Thrift Shop, a $249.95 Knitting Machine, for $12.00! This purchase funds programs to help those to get jobs! I’m a Lifetime Agricultural Center Member, who judged the Arts, Crafts and Photography Department.

Cake Mixes, .49 cents each

Cooked Chicken Breast Cuts, $1.00 each

Lotions from BigLots, $1.00 each!

Cherry picking my groceries,  oyster crackers, corn on the cob, broccoli crowns, Roma tomatoes and sugar.

Tomato Juices, .74 cents each from CVS. Liquid potassium! Without potassium, your heart stops beating!

$32.99 Revitalift Moisturizer, for $4.29…L’Oréal Paris, the drugstore beauty line, owns Lancôme, the high end beauty line!

My recent grocery store trip, $42.00 worth, for $27.00! No junk!

Sally Hansen Miracle Gel Nail Polish, retails for $10.49, paid $2.49!

Double hearts bracelet, $1.00

Today’s cherry picking grocery haul, $13.15 worth, for $6.49! No junk!

This is being FRUGAL…QUALITY for pennies on the dollar, conscious spending…Not buying junk at the price gouging Dollar Tree!

Being FRUGAL, means you live a QUALITY life, on pennies on the dollar and you eat better, too!

No cereals for breakfast, no eating out, no Starbucks and you avoid the price gouging stores, like the Dollar Tree!

As my late father used to say:

“A fool and his money, are soon parted!”

Brenda Lee, The Stock Market Shopping Strategist